Member-only story
Budgeting for Your Dreams: How YNAB Helps You Turn Hopes into Reality
We live in a society that is characterized by instant gratification. I can order groceries and have them delivered to my house in under 2 hours. Between drive-thru and Door Dash, I can have about any type of cuisine on the table in less than 30 minutes. And Amazon and other online retailers do everything in their power to bring the things we buy to our doorstep in as little time as possible.
Instant gratification is wonderful, but it can also make us forget that there is something amazing about working towards a big dream and achieving that big dream. Big dreams — whether it’s travel, home renovations, a new car, or a major life milestone — often feel unreachable financially. It’s easy to think, I’ll do that someday… when I have the money. But, you have to make that someday happen.
This is where You Need a Budget (YNAB) comes in. Instead of waiting for the money to magically appear someday, YNAB helps you proactively fund your dreams — one dollar at a time — so they actually happen.
For me, travel is a priority. I have many trips already listed in my budget, each in a category. For you, it might be a home improvement project, a wedding, or a big career move. No matter your dreams, YNAB gives you a framework to make them a financial reality.
