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Budgeting Through Life Transitions: How YNAB Helps You Navigate Change with Confidence
Life transitions — whether a career shift, a move, a new baby, divorce, retirement, a medical challenge, or something else — can be sources of a lot of excitement about what’s waiting on the other side. However, we often meet these transitions with a lot of anxiety. One of the biggest sources of stress during these times? Money.
When your income, expenses, or priorities suddenly shift, you need a budget that adapts with you. That’s where You Need a Budget (YNAB) comes in.
YNAB isn’t about tracking spending for the sake of tracking — it’s about giving every dollar a job so that you can confidently move through life’s transitions.
Whether you’re planning for a major life change or you’re in the middle of one, YNAB can help. Here’s how to set up a budget in YNAB that adjusts with your changing situation.
Step 1: Assess Where You Stand Right Now
No matter what stage of life you’re in, you’ve got to start with a financial inventory. YNAB can help with this. In YNAB, this involves:
✅ Listing your accounts: Add your bank accounts, credit cards, and any cash on hand. In YNAB you can enter transactions manually, sync them from your bank, or take advantage…
